FastPockets: Quick and Convenient Small Loans

How It Works

The Loan Process

Step 1: Apply Online

Getting started with FastPockets is simple. Just complete our quick online loan request form with basic information about your financial needs. We’ll securely process your request and connect you with lenders from our extensive network or third-party partners who may be able to offer you a loan.

Step 2: Review and Receive Your Funds

Once a lender reviews your information and offers you a loan, you’ll be redirected to their site to review the loan details. If you accept the offer, your funds can be deposited directly into your bank account, often as soon as the next business day. Repayment terms vary, typically ranging from 90 days to 72 months, depending on the lender's offer.

The Loan Requirements

At FastPockets, we work with a wide range of lenders who have different requirements for loan approval. While we accept loan requests from individuals with all credit types, meeting the following basic criteria can improve your chances of being connected with a lender:

Age/ID/Residency: You must be at least 18 years old, have a valid Social Security number, and be a legal U.S. citizen or permanent resident.
Income: To ensure you can repay the loan, you need to have regular income, whether from full-time employment, self-employment, or benefits like Social Security or disability. Some lenders may require proof of income, such as a pay stub.
Bank Account: A valid checking account is required, as approved loan funds will be deposited directly into this account.
Credit History: While good credit is a plus, it’s not always necessary. Lenders typically look for a responsible borrowing history, meaning no recent bankruptcies, late payments, or significant outstanding debt. Keep in mind, each lender may have different criteria.

While meeting these requirements increases your chances of approval, final decisions are made by the lenders themselves, not FastPockets.